Give your employees the freedom to access their earnings in the way that best fits their work and lifestyle. DAPY allows employers to choose the payout model that aligns with their policies, payroll structure, and workforce needs, while maintaining full control and transparency.
DAPY offers a complete financial wellness ecosystem for modern teams:
On Demand EWA / Salary Access
Dapy Card + Wallet Account
Bill Payments (Electricity, Airtime, Data, Loans)
Savings Goals: ROSCA-saving feature within the app
Transfers: Free & fast peer-to-peer or external transfers
Work: Clock in - Clock out for employee attendance
Built for modern - employers. Trusted by employees. Designed for impact.
1
Earned Wage Access (EWA) / Salary Access
DAPY gives users flexible, real-time access to the wages they’ve already earned, before payday.
This means no waiting, no borrowing, and no stress when unexpected expenses appear.
2
DAPY Card + Wallet Account
A digital wallet paired with a free debit card allows users to receive, store, and spend money instantly.
Whether banked or unbanked, anyone can access their earnings conveniently online or offline.The wallet also supports fast transfers, payments, and secure transactions.
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3
Bill Payments
DAPY makes it easy to pay essential bills, airtime, data, electricity, TV subscriptions, rent, school fees, and more, directly from available earnings.
Everything happens inside one app, ensuring bills are paid on time without switching platforms or worrying about deadlines.
4
Transfers
Send money instantly to coworkers within DAPY or to any Nigerian bank account.
Transfers are fast, secure, and simple. Ideal for emergencies, shared expenses, or family support.
No delays. No complications.
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5
Work: Clock In/Out
A built-in attendance tool allows users to clock in and out of work directly from the app.
Work hours sync automatically with earnings, giving users a clear view of how much they’ve earned at any moment.
This creates transparency between time worked and pay earned, reducing confusion or disputes.
